Letting a property to a tenant operating within the adult industry requires specialist insurance that recognises the nature of their business. Many standard landlord policies fail to provide adequate protection. Adultsure arranges adult landlord insurance designed specifically for property owners whose tenants operate adult businesses.
Having the right cover in place provides peace of mind that your policy accurately reflects how your property is used. Adultsure specialises in sourcing insurance that protects both you and your tenant, ensuring your cover is comprehensive, appropriate and competitively priced.
With over 40 years of experience insuring adult industry risks, Adultsure understands how to structure landlord insurance that safeguards your property, income and legal position without unnecessary exclusions.
We always make sure your coverage is top-notch – no compromises
Our packages can be built around the following:
Frequently Asked Questions About Adult Landlord Insurance
What is adult landlord insurance?
Adult landlord insurance is designed for property owners who let premises to tenants operating adult businesses, ensuring the policy reflects the nature of the tenant’s use.
Does the policy include buildings insurance?
Yes. Buildings insurance is included as standard, protecting your property against risks such as fire, storm and water damage.
Is property owners’ liability included?
Yes. Property owners’ liability cover is included to protect against claims if someone is injured or their property is damaged in connection with the premises.
Can landlord contents be insured?
Yes. Any landlord-owned contents, such as furniture or décor, can be included within the policy.
Is loss of rent cover available?
Loss of rent insurance can be included for periods of up to 36 months if the property becomes uninhabitable following an insured event.
Can legal expenses be added to the policy?
Yes. Legal expenses cover can be included to assist with disputes relating to the property or tenancy.
Is employers’ liability insurance required?
If you employ staff in relation to the property, employers’ liability insurance can be included and may be legally required.
How much liability cover is available?
Property owners’ liability cover is available up to £5 million, with employers’ liability cover available up to £10 million.
Specialist Insurance for Landlords Letting to Adult Businesses
Letting to an adult business requires insurers who understand the risks involved. Adultsure works closely with specialist underwriters to arrange landlord insurance that reflects the tenant’s activities while protecting your interests as a property owner.
Policies are tailored to your property type, tenancy arrangement and level of risk, ensuring there are no unexpected exclusions that could invalidate cover. This bespoke approach allows Adultsure to secure reliable protection and competitive premiums for landlords operating within this specialist sector.
With dedicated account handlers and expert claims support, you can be confident your insurance will continue to support you throughout the tenancy.