Running a business in the adult industry means facing risks that standard insurers often overlook or are unable to cover. Adult liability insurance is essential for protecting your business if a customer, visitor, contractor or member of the public suffers injury or property damage connected to your operations. Adultsure provides specialist adult liability insurance built specifically for businesses operating within the adult sector.
Whether you operate from fixed premises, work on the move or interact with the public in any capacity, liability claims can arise unexpectedly. Even unfounded claims can be costly, time-consuming and stressful to defend. With the right adult liability insurance in place, your business is protected against legal costs, compensation claims and associated expenses.
With over 40 years of experience insuring adult industry businesses, Adultsure understands the risks you face and how to structure liability cover that genuinely protects you. Policies can be arranged as standalone cover or combined into a tailored insurance package alongside other essential protections.
We always make sure your coverage is top-notch – no compromises.
Our packages can be built around the following:
Frequently Asked Questions About Adult Liability Insurance
What is adult liability insurance?
Adult liability insurance protects businesses operating in the adult industry against claims for injury or property damage made by third parties, employees or members of the public.
What does public liability insurance cover?
Public liability insurance covers claims arising from injury or property damage suffered by third parties as a result of your business activities, whether at your premises or elsewhere.
Is employers’ liability insurance compulsory?
Yes. If you employ staff in the UK, employers’ liability insurance is a legal requirement and protects your business if an employee is injured or becomes ill due to their work.
How much cover can I get?
Adultsure can arrange public and employers’ liability cover up to £10 million, depending on your business activities and requirements.
Can liability insurance be added to a wider policy?
Yes. Liability cover can be included as part of a bespoke insurance package or provided as a standalone policy.
Specialist Liability Insurance for Adult Businesses
Every adult business is different, which is why Adultsure takes a bespoke approach to liability insurance. Your cover is built around how you operate, the risks you face and the environments you work in, ensuring you are not left exposed by exclusions or unsuitable wording.
By working with specialist underwriters who understand the adult industry, Adultsure is able to secure comprehensive liability protection that mainstream insurers simply cannot offer. This approach delivers reliable cover and competitive premiums without cutting corners.