Securing the right insurance for an adult retailer or sex shop can be challenging. Adultsure specialises in arranging adult retailer insurance for businesses operating within the adult industry, offering comprehensive policies designed to protect your shop, stock and staff without compromise.
Whether you trade exclusively online, operate a physical retail premises or run a combination of both, Adultsure works with you to build an all-inclusive insurance package that reflects how your business operates. From lingerie and toys to a wide range of adult products, policies are tailored to your stock, premises and level of customer interaction.
With decades of experience insuring adult industry businesses, Adultsure understands the risks retailers face and ensures your cover provides meaningful protection rather than restrictive wording. Public and products liability, along with money cover, can be included as standard, giving you confidence that your business is fully protected.
We always make sure your coverage is top-notch – no compromises.
Our packages can be built around the following:
Frequently Asked Questions About Adult Retailer Insurance
Do I need buildings insurance for my adult retail business?
If you own your premises, buildings insurance is essential. If you rent, your lease may still require you to arrange buildings cover. This can often be combined with contents insurance, depending on your circumstances.
What is public liability insurance?
Public liability insurance protects your business if a customer or member of the public is injured or their property is damaged while visiting your premises.
What does products liability insurance cover?
Products liability insurance protects your business if a product you sell causes injury or property damage after it has been supplied.
Is employers’ liability insurance compulsory?
Yes. If you employ staff in the UK, employers’ liability insurance is a legal requirement.
Can online adult retailers be insured?
Yes. Adultsure arranges cover for online-only retailers as well as businesses with physical premises.
Is stock insured while being transported?
Goods in transit cover can be included to protect your stock while it is being delivered or moved between locations.
Can specialist equipment be covered?
Lighting, video and sound equipment, along with fixtures and fittings, can be included within your policy.
How much liability cover is available?
Public and employers’ liability cover can be arranged up to £10 million, subject to underwriting.
Specialist Insurance for Adult Retailers
Every adult retail business is different, which is why Adultsure takes a bespoke approach to insurance. Policies are structured around your premises, stock levels, sales channels and customer interactions, ensuring there are no unexpected gaps in cover.
By working with specialist insurers who understand the adult sector, Adultsure is able to secure protection that many mainstream providers refuse to offer. This tailored approach often delivers broader cover and competitive premiums without sacrificing quality.
With dedicated account handlers and expert claims support, Adultsure remains a long-term insurance partner for adult retailers across the UK.