So your significant other has finally popped the question and presented you with a beautiful ring for you to wear as a symbol of your commitment to one another, you can show the world and you’ve probably been planning a wedding in your head since the second it happened! But what happens if you damage your beautiful new sentimental ring? Or it’s lost or stolen? We look at the factors you should consider when it comes to insuring your engagement ring.

Value 
Statistics released by Manchester jewellers, William May, revealed that the average person spends around £1,471.01 on an engagement ring, but this amount can quickly skyrocket dependent on your budget and preference of course. While it may be considered a taboo to ask you’re your new fiancé about the value of your engagement ring, it could well be worth your while. But if you don’t feel comfortable asking them to relay this information, or they’re not sure, simply take the item to a jeweller to seek an expert valuation. 

Risk 
While anyone can lose their engagement ring, this risk increases when you’re working in a role which doesn’t allow you to wear it in the workplace, or you frequently have to remove it for sport commitments or otherwise. Think about where you store your ring when you’re not wearing it and if it’s vulnerable, always try and keep it secure and not loose!

Contents insurance
If you have contents cover as part of your home insurance, your shiny new engagement ring may be covered under this policy, but there are some things you should consider before relying on it as a suitable form of protection. Most home insurance policies will have a fixed limit on the amount you can claim for a single item, or for your total pay-out. If the value of your ring exceeds this limit, it may be worth making alternative arrangements.

Extending your home insurance 
One of the best ways to ensure your engagement ring is adequately protected for its financial value under your home insurance is to list it as a specific valuable item on your existing home insurance policy. Bear in mind that this doesn’t necessarily mean your ring will be covered if the incident happens away from the home. To include this as an add-on to your existing home insurance, call Adultsure on 01924 499182.

A huge congratulations to all newly engaged couples – The Adultsure Team

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When we last attended the show in 2017 we spoke to many of you attending. There were plenty of questions about the adult industry and what type of products we have to offer. Since the last show we have seen great growth in the industry and we hope this year we can bring our knowledge and customer service to assist with any queries you may have.

We offer impartial advice, top quality cover and rates that rival the faceless internet competition.

We have found many of our clients have struggled to find the correct cover to fit their business needs, so we took our time, did our homework and are confident we now have a super range of insurance to cover all the niche markets, providing the right products to all businesses from clubs, to spas and retailers to manufacturers.

If you have a business in the adult industry and would like a no obligation, hassle free quotation, log your renewal date with us today and we will contact you around 30 days before your policy is due, to run through our service. If your policy is due within 30 days, we will contact you on the same working day to arrange a suitable time to take some details.

Please do visit our product pages here, alternatively, if you require a quote now, please call 01924 499182 or email info@adultsure.uk and one of our specialists will be happy to help.

If you’re attending the show and see our stand please pop in and say hello! One of our specialists will be more than happy to help and answer any queries regarding your insurance needs.

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